Privacy Policy - Aster BI

Aster Business Intelligence Limited (“Aster BI”) is the owner and operator of this website: aster-bi.com (the “Website”) and this privacy policy has been compiled to better serve those who are concerned with how their ‘Personal Data’ is being used on the Website. The policy gives adequate information about the collection, use, and disclosure of personal data when an individual uses the website to transact and/or utilize any of Aster BI’s business intelligence services.

The law requires Aster BI to inform individuals about their rights and Aster BI’s obligations to the individual regarding the processing and control of their personal data. Aster BI uses the personal data collected to provide and improve its online marketplace services to the individuals. By using this Service, the individuals agree to the collection and use of information in accordance with this policy.

Any reference to the following words in this Terms of Use shall have the following meaning except otherwise expressly stated:

S/N	Word	Meaning
1	User	Any third party who accesses the Aster BI’s Site and is neither employed by Aster BI and acting in course of an employment with it or engaged as a consultant nor otherwise providing services to Aster BI and accessing the platform(s) in connection with the provision of such services. Users are eligible adults who include employers and employees.
2	Website	The domain name: www.aster-bi.com
3	Intellectual property	All Content included on the Website, unless uploaded by Users, is the property of Aster BI, our affiliates or other relevant third parties. Such content includes texts, graphics, images, audio, video, software, data compilations, page layout, underlying code and software and any other form of information capable of being stored in a computer that appears on or forms part of this Website.
4	Service	Assisting companies/businesses to manage their finances in an effective manner.

This policy applies to users of Aster BI’s services anywhere in the world, including users of Aster BI’s apps, websites, features or other services. This policy describes how Aster BI and its affiliates collect and use personal data.

A. The type of data we collect from User:

Personal data

While using Aster BI’s website, an individual may be required to provide certain personally identifiable information that can be used to contact and identify the individual (otherwise known as “personal data”). The kind of personal data Aster BI collects from Users are:

• First name and last name;
• Email address;
• Telephone contact;
• Address (including, state/province, city, ZIP/Postal code);
• Cookies and usage data;
• Bank account details;
• Bank Verification Number.

And such other information as it may determine from time to time.

Usage Data

Aster BI may also collect information on how the website is accessed and used ("Usage Data"). This Usage Data may include information such as the User’s computer or mobile device Internet Protocol address, browser type, browser version, the pages of the website visited by the individual, the time and date of visit, the time spent on those pages, unique device identifiers and other diagnostic data.

B. How we use personal data:

Aster BI uses the data collect for the following functions:

• To process your registration on the Website;
• To personalize your experience and to allow us to deliver the type of content and product offerings in which you are interested;
• To allow us to better serve you in responding to your customer service requests;
• To quickly process your transactions;
• To follow up with you after receiving your correspondence (email or phone inquiries);
• To give access to Aster BI website and the services advertised on the website by Aster BI;
• To receive, confirm and process service requests, inquiries, feedbacks and complaints;
• To provide customer care and support services;
• To provide analysis or valuable information aimed at improving the website;
• To monitor how the website is used;
• To verify an individual user’s identity for security purposes;
• To record answers to surveys and questionnaires on the website;
• To maintain and improve our services;
• To help maintain safety, security and integrity of our services and users;
• For research and development to improve product development and user experience;
• To provide your information to carefully selected third parties whose products or service we believe may be of interest to you. These third-party sites have separate and independent privacy policies. We therefore have no responsibility or liability for the context and activities of these linked sites. We seek to protect the integrity of our site and welcome any feedback about these sites.

C. Transfer of Data:

Personal Data made available to Aster BI may be transferred to and maintained on computers located outside of a data subject’s state, local government, country or other governmental jurisdiction where the data protection laws may differ than those from the data subject’s jurisdiction.

Please note that Aster BI may transfer the data provided it, including Personal Data, to any country if necessary and process it there. As a result, an individual’s consent to this Privacy Policy followed by the submission of such information as personal data is tantamount to an unequivocal agreement to any such transfer.

Aster BI will take every reasonable step to ensure that personal data is treated securely and in accordance with this Privacy Policy and relevant data protection regulations. No transfer of Personal Data will take place to an organization or a country unless there are adequate control in place including the security of personal data and other personal information.

D. Disclosure of Data:

Aster BI is not in the business of selling your information. We consider this information to be a vital part of our relationship with you. There are, however, certain circumstances in which we share your Personal Data with certain third parties without further notice to you, as set forth below:

• Business Transfers: As we develop our business, we might sell or buy businesses or assets. In the event of a corporate sale, merger, reorganization, dissolution or similar event, Personal Data may be part of the transferred assets.
• Related Companies: We may also share your Personal Data with our related Companies for purposes consistent with this Privacy Policy.
• Agents, Consultants and Related Third Parties: Aster BI sometimes hires other companies within and outside Nigeria to perform certain business-related functions. Examples of such functions include mailing information, maintaining databases, and processing payments. When we employ another entity to perform a function of this nature, we only provide them with the information that they need to perform their specific function.
• Legal Requirements: Aster BI may disclose your Personal Data if required to do so by law or in the good faith belief that such action is necessary to: i) comply with a legal obligation, ii) protect and defend the rights or property of Aster BI, iii) act in urgent circumstances to protect the personal safety of users of the Services or the public, or iv) protect against legal liability.

E. Our Use of Cookies and Other Information Gathering Technologies:

In operating the Website, we may use a technology called “cookies”. A cookie is a piece of information that the computer hosts our Website to give your browser access to the Website. Our cookies help provide additional functionality to the Website and help us analyze Website usage and more accurately. For instance, our site may set a cookie on your browser that allows you to access the Services without needing to remember and then enter a password more than once during a visit to the Site. In all cases in which we use cookies, we will not collect Personal Data except with your permission or use information gathered for tracking purposes.

F. Individual’s Rights:

Under relevant laws and regulations, an individual data subject is entitled to the following rights:

• The right to access: A user may at any time request to access his/her personal data. Upon request, Aster BI will provide a copy of the User’s personal data in a commonly used electronic form.
• The right to rectification: Users are entitled to obtain rectification of inaccurate personal data and to have incomplete personal data completed.
• The right to restriction: A user has the right to restrict the purposes or use of his or her personal data.
• The right to erasure: Under certain circumstances (including processing on the basis of the User’s consent), Users may request Aster BI to delete their User Data. Please note that this right is not unconditional. Therefore, an attempt to invoke the right might not lead to an action from Aster BI.
• The right to object: A user her the right to object to certain processing activities conducted by Aster BI in relation to the User’s personal data, such as processing of the User’s personal data based on our legitimate interest. The right to object also applies to processing of the User’s personal data for direct marketing purposes.
• The right to data portability: Users are entitled to receive their personal data (or have their personal data directly transmitted to another data controller) in a structured, commonly used and machine-readable format.
• The right to withdraw consent at any time.

G. Data Security:

Although the security of personal data is of utmost importance to us, Aster BI however reckons with the fact that there is not a single method of data transmission over the Internet, or method of electronic storage that is fool proof. While Aster BI will strive to use commercially acceptable means to protect the User’s Personal Data, it cannot guarantee its absolute security.

We have nonetheless put in place the following security procedures to protect your information:

• Our website is scanned on a regular basis for security holes and known vulnerabilities in order to make your visit to our site as safe as possible;
• We use regular malware scanning;
• Your Personal Information is contained behind secured networks and is only accessible by a limited number of persons who have special access rights to such systems and are required to keep the information confidential. In addition, all sensitive/credit information you supply is encrypted via Secure Socket Layer (SSL) technology;
• All transactions are processed through a gateway provider and are not stored or processed on our servers.

H. Service Providers:

From time to time, Aster BI may engage third parties (including companies and individuals) to facilitate the website ("Service Providers"), to operate the website on its behalf, to perform Aster BI’s obligations or to assist in analysing how the website is used. These third parties may in course of the above, have access to Personal Data only for the purpose of performing these tasks and are obligated not to disclose or use it for any other purpose.

I. Links to Other Sites:

In a bid to provide Users with more resources, the website may contain access (including links) to domain names not operated by Aster BI. If a User clicks on a third-party access, the User will be directed to such third-party's domain name. It is strongly advised that individuals critically review the Privacy Policy of every domain name or links directed through the website as Aster BI does not have control over or assume any responsibility for the content of any such third-party domain names or services.

J. Children's Privacy:

In line with relevant laws and regulations, Aster BI only knowingly collects personally identifiable information from persons who have attained the age of 18 years and above. Parents or guardian whose child may have provided Aster BI with his Personal Data should kindly contact Aster BI. If Aster BI ever becomes aware that a person under the age of 18 years has supplied it with his/her Personal Data without verification of parental consent, it shall take every necessary and reasonable steps to remove such information from its database.

K. Updating Your Details:

From time to time and for security and other relevant reasons, Aster BI may contact you to update any of the information that you have provided and you may also do so on your own by updating your account on the Website.

In compliance with changing regulations and laws, Aster BI may update its Privacy Policy from time to time. If and when it does, it shall notify data subjects via email or display a prominent notice on the website, prior to the change becoming effective. Aster BI shall ensure to review this Policy periodically for updates. Changes to this Privacy Policy are effective once it is posted on this page.

If a data subject is not satisfied with these privacy policies or for such other complaints, he/she can contact Aster BI via: [email protected].

If a User is not satisfied with the means and manner adopted in resolving a complaint, the User may lodge a complaint with the National Information Technology Development Agency (“NITDA”) or such regulatory agency of government as shall become empowered in this regard.

Contact Us:

For any questions about this Privacy Policy, please contact Aster BI via: [email protected].